For UAE expats

Will your salary last until payday?

Dirhamly shows you exactly how much you can spend today, so your salary reaches the end of the month.

9:41
Tuesday, 21 July
I
Good afternoon,
Imran
Safe to spend today
AED600
After bills · 5 days to salary
Share today's number
Days left
5
Account
4k
Spent
0
✦
You're pacing well
5 days left and on track. Planning anything big? Ask if it fits your budget.
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The problem

Sound familiar?

Salary arrives, feels like a lot. Two weeks later, panic.

You don’t know if you can afford that dinner — so you guess.

Your bank app shows balance. Not what’s actually safe to spend.

The solution

One app that thinks in salary cycles.

Safe Daily Spend: one number that answers “can I spend this?”

Bills, rent, DEWA, remittances, Tabby/Tamara, all reserved before you spend

AI money coach Dir: ask anything about your money

Zakat calculator built in

Remittance tracker with live AED exchange rates

9:41
Cycle · Resets 26 Jul
Insights
Left to spend
AED3,800
Day 14 of 25 in this cycle
AED 4,200 spent
52% of AED 8,000
✦Rent is 70% of your spending this cycle.
This month
AED 4,200
8 transactions
Saved
AED 3,800
48% of income
Daily average
AED 300
over 14 days
Biggest category
Rent
AED 2,000 of 4,200
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Three steps

How it works

1

Enter your salary and payday

2

Add your bills, remittances, and BNPL

3

See your Safe Daily Spend, updated every day

Privacy

Private at every step.

We never sell your data

Your numbers are never sold, shared, or used for ads. No exceptions.

No bank connection

Dirhamly never touches your bank account. You enter what you choose.

Encrypted by default

Everything you save is encrypted in transit and at rest.

Delete anytime

One tap wipes your account and every trace of your data.

FAQ

Frequently asked questions

Yes. The core app, including Safe Daily Spend, is free. Premium features may come later, but the daily number stays free.
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